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When people think about borrowing money, it causes anxiety. Nobody wants to be in debt to anyone else. Why would anyone purposely borrow and create debt for themselves? The thing is, it’s really not that simple. People usually borrow money to get them through to payday and beyond or to pay off existing debts because they need to. Most people don’t just borrow money to do frivolous things with.

There are, definitely, many different reasons to borrow money. It’s essential to have money when you need it for the things you need to live a happy life, even if that means borrowing it. There are good debts and bad debts, and the best kind of debt is one where you have consolidated everything into one payment with Visio Lending. When it comes to the reasons for borrowing money, let’s check out some of the main reasons people borrow cash.

  • The first reason is for a vacation. I know it may sound frivolous but we really need that time to decompress. People love to hit the beaches and feel the sun on their faces. It’s not easy to save up for a family vacation, especially when you have a big family, but it is necessary. Borrowing the money and buying a vacation and paying it off later is one way to solve your short term cash flow issue!
  • Special occasions often need a little extra cash flow, and it’s common knowledge that people borrow money for Christmas or even for their wedding. Weddings are expensive, and it’s well known that they take a lot of money to sort out. With a loan, you can get the wedding of your dreams and think about the repayments afterward.
  • Children cost a lot of money, and it’s not unusual to find yourself short when it comes to school fees or uniform costs. It makes sense to take a loan out when you have to buy into new technology for the school or new equipment. Giving yourself a little breathing space can make a big difference to your finances and your children’s education
  • No one is likely to take a loan out for general shopping, but when it comes to furniture and appliances? You can’t always plan for them to deteriorate. If you ensure that you have a loan company as a backup, you can replace the refrigerator or oven as you need to. You can get a loan for the big things in the house, but you should bear in mind the costs afterward.
  • The car is one of the most valuable assets you have to be able to get where you need to be. When the car breaks down, you need to be able to do something about it so that you can stay on the road as long as possible. You can upgrade your car, or you can just get yours repaired, but either way, it’s an excellent reason for a loan.

Don’t be afraid of debt when you choose to take it on. Whether you are paying off debts or you are replacing your car, taking out a loan can enable you to do more and later on, pay it off, and build your credit at the same time.

 

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work from home

Working from home is no longer something just a few special people get to do. More and more people are working from home. I, myself, was a work from home mom until I recently went back into real-world to wok but I’ve got to say, I think I may be going backward. Working from home is the future and the future is now.

I decided to work from home when I became a mother. I worked hard for my degrees. I educated myself and prepared myself for the business world. I made plans and then my plans changed. I had my daughter and suddenly, there was no greater success for me than to love her and to be present for as many of her moments as possible.

READ ALSO: A Baby changes Everything

Thankfully, I was able to parlay my education and experience in a career. I forged a new path and it really was one of the best things I’ve ever done. If we’re being honest, there’s no other place I’d rather be.

Whether you run a business from your home office or you work remotely, it’s crucial to aim for high productivity. Multi-tasking and organization are your best friends. If you’re a home worker looking to make the most of the workday, here are some tips to keep in mind when you work from home.

Establish a routine

When you work 9-5, you get up at a certain hour of the day, you schedule a time to get to work and you make sure that you’re at your desk between specific hours. With working from home, there’s a lot more flexibility, but that doesn’t mean that routines and patterns aren’t beneficial. They are more necessary than ever.

Contrary to popular beliefs and movie scenes, working from home doesn’t usually involve sitting in your PJs with a laptop propped on your knee and endless episodes of Friends running in the background (though some days it could, especially if I’m writing a piece on Friends.).

READ ALSO: Only 9 More Summers

If you’re based from home, it’s crucial to get into the habit of working to a schedule and creating a routine that suits you. Everyone is different, and have varied strengths and weaknesses. Play to your strengths. If you’re a morning person, get up early and start work as soon as you’re ready. You can adjust your working hours to suit individual clients or to cater for other commitments, but getting into a routine going will almost certainly boost productivity.

Make use of technology

Technology plays an increasingly influential role in the world of work. No matter what kind of job you have, it’s highly likely that you’ll benefit from using technology on a daily basis. If you’re working from home, you should ensure that you have access to all the technology and gadgetry you need to do your job to the best of your ability. If you spend hours working on a computer every day, it’s worth checking your security software and making sure you stay updated with apps and programs. Technology advances all the time, and if you’re using the same programs you downloaded a year ago, or you haven’t updated apps for months, you could be missing out on features or tools that will save you time and effort. There are all kinds of technological innovations that can benefit home workers, so it’s well worth keeping an eye on the market and looking into investments that could make life easier for you.

Outline clear objectives

Confusion can contribute to delays, so it’s always beneficial to outline clear objectives and make sure you know what each day holds. I live by a planner. I need things written down in black and white on a list. At the beginning of the week or the start of a new project, establish goals and targets, work out a schedule and ensure you know how to tackle the task in hand. If you have questions or queries, contact your boss or the client and seek clarification.

Working from home can provide flexibility and a better work-life balance. If you’ve recently started working at home, or if you’re thinking about switching to a home office, it’s worth exploring ways to ensure high levels of productivity. Get into a routine, design a schedule that works for you, make sure you have clear objectives and take advantage of innovative technology.

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Disney, Credit Repair, financial security, financial freedom

Thank you CreditRepair.com for sponsoring this post. CreditRepair.com’s team understands that a credit score is not just a number; it’s a lifestyle.

The holidays are coming up really soon and with that, so does gift-giving, which is my love language. Whether you like to give toys, clothes, travel, or experiences (my personal preference) to your loved ones, at the root of all of it is the innate desire to bestow upon the people you love gifts; tokens of adoration and gratitude. We wait all year for this one day to give. Why do we wait? Oh yes, because that is when the sales happen and we’re trying to spend responsibly.

READ ALSO: How to have a Quality Fashion Wardrobe on a Budget

Since the day we had our girls, we’ve been head over heels in love with them. We wanted, and still do, to give them the world. I don’t feel like it’s wrong to give them special gifts, I feel like it’s a blessing to be able to do it. Giving is a salve for my soul.

Disney, Credit Repair, financial security, financial freedom, quinceanera, My why, why I am working to reverse my diabetes, family, Signs of diabetes, diabetes, diabetes symptoms, type 2 diabetes, how to reverse diabetes

But then the accident happened my own personal life-altering moment. I took a misstep in a bridesmaid gown and our entire world changed. I broke and shattered the bones in my left leg while completely dislocating my ankle. I had no idea how momentous one wrong step could be. It’s actually a good metaphor for life.

READ ALSO: Bridesmaid Down

It was as painful as it sounds and that broken leg nearly broke us. The bills were astronomical. Recovery included 3 surgeries over 3 years, countless hours of physical therapy and rehabilitation and the cost of renting medical devices to just be able to take a shower or get around my own house. I couldn’t bear weight for 12 weeks. I couldn’t work. All I could do was sit and watch as the entire world moved on without me. It took a village to pick up the slack and there were lots of unexpected, hidden costs involved.

Christmas rolled around that year and all my weary heart wanted was to give to those I love but how could I? I got depressed and when I’m depressed, it’s cliché but, I like to shop. Somehow it empowers me when I’m feeling helpless. So in the middle of hemorrhaging money on one surgery after another, I kept shopping. It wasn’t about the stuff it was about the joy it brought me to give the smiles on my daughters’ faces.

READ ALSO: Tips for Maximizing Your Disney World Vacation

That Christmas was a plastic Christmas. I couldn’t let my broken leg ruin our holiday. It had already robbed the girls of their Disney World trip, I wouldn’t let it take this from them too. As the medical bills began to roll in, when I still couldn’t walk, I had my husband push me around the mall in my wheelchair.

Christmas came and went. My cards were maxed out and the medical bills just kept coming, even when the paychecks were late; the bills never were. I wish the hospital’s billing department could give tips to the people who owed me money. Apparently, that scenario never works out in my favor.

Pretty soon, the bills were coming more and more frequently and the stress of owing money that I couldn’t pay and afford groceries at the same time, just became too much. I began to shut down. I stopped spending and started focusing on paying bills down and saving but the bills were already so high. I felt like I couldn’t breathe or move under the weight of it all. Meanwhile, my credit score was moving in the wrong direction.

We were in over our heads with the medical bills. We were drowning with no life preserver in sight. Humiliated and embarrassed, I didn’t want to ask for help. I’m an adult. I just wanted to hold on long enough to be able to fix it but I could never catch up.

Then one day, I had to ask myself, “Why should my children pay because of an unexpected medical emergency? Why should we be punished for a momentary lapse in footwear judgment on a warm autumn day? Why?” I was angry and I was sad. I was frustrated and I felt out of control and I didn’t like any of it.

READ ALSO: What’s a Quinceanera and how to plan yours

I was struggling with the idea that I had school tuitions, ballet, cheer, work trips, family vacations, and quinceaneras coming up that I had to pay for. The fact was not lost on me that college is coming sooner rather than later too. How was I going to afford all of it? Why should my family miss out on these important things to them because of debt that had nothing to do with them. It felt punitive.

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Bills kept mounting. I’d pay the bare minimum when I could. I used to feel like I would never finish paying off the medical bills because once I broke my leg that set off a chain of unexpected health issues and more trips to the hospital.

Worrying doesn’t help. You have to make a plan and take action. The first thing I did was call my creditors. I spoke to them, human to human. Explained the situation and they worked with us to help us pay the debt down without starving or damaging our credit score. This wasn’t a magic pill and we’re still working that plan. It was a Band-Aid. It takes time but it was a relief to have that life preserver.

The thing you have to remember is that credit is fluid. Your credit is not set in stone. Every single day is a new day for you to repair or destroy it. It’s your choice. One resource, CreditRepair.com is a leading provider of credit report repair services in the United States. Their credit professionals help educate and empower individuals like me achieve the credit score I want and the lifestyle my family deserves.

CreditRepair.com can help you make good choices because a credit score is more than just a number, it is a way of life. A credit score directly correlates with quality of life, not just because of the things you can afford but more importantly because of peace of mind and security. For me, and most people, debt and compromised credit cause unnecessary stress and worry and then you can’t enjoy anything. It’s a vicious cycle and sometimes it feels like there’s no way out. But there are resources available for just that. We just need to know they are available.

CreditRepair.com professionals believe everyone has a right to: Achieve their dreams. Increase their ability. Enjoy a lifestyle of greater opportunity.

CreditRepair.com’s technology provides its members with a personal online dashboard, a credit score tracker and analysis, creditor and bureau interactions, text and email alerts, mobile apps and credit monitoring. They give you the tools to be the master of your own financial destiny. They focus on your personal story and your determination to develop a healthier relationship with your credit and dedication to the process of changing your lifestyle and spending habits to achieve your financial goals. It’s very personalized.

I’m still working my way out of financial debt and learning better spending habits.

My credit repair goals are:
· Pay everything on time.
· Pay off all of my medical debt.
· To get to a place where I can pay more than just the minimum payments on credit card bills.
· Pay off debt and use my credit cards less.
· Carry low balances versus maxed out cards.
· Establish a regular savings schedule and contribution goal.
· Get any negative payment history removed from my credit report.

If your credit isn’t perfect, that’s ok. You can fix it with a little guidance and help from CreditRepair.com Get started today with your free consultation.
What are you waiting for? You deserve the freedom, joy and peace of mind that having good credit can provide. Your family deserves that version of you.

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Telic Après Ski recovery boots

I’m fairly new to this all year workout stuff. I’ve never been one to work out and walk 5Ks every day just because. I was about as fair-weathered a workout friend as you could find. I loved working out. Cardio was my jam but only when it was convenient. I wasn’t about that walking in 110 degrees with 100% humidity. And I sure as shit wasn’t running in 20-degree weather but here we are. If I’m going to do it, I’d like to be able to do it the best way possible. Enter Telic Après Ski recovery boots, the one thing I never knew, I always needed. Look at me, learning all the new things about myself.

Disclosure: I gifted a pair of Telic Après Ski recovery boots to experience them for myself but all opinions are my own.

I’ve had to do some pretty substantial research and I’ve learned some hard lessons along the way. For instance, I learned that I am allergic to the sun this summer. Yep. This means that I need to wear SPF at all times or a rash guard or I break out in a crazy rash all over my exposed body. I’ve learned that I am stronger than I ever knew. I’ve also learned that fleece-lined running pants are my friend and all fleece-lined pants are not created equal. I also learned that yes, that very expensive North Face jacket and those $200 running shoes are absolutely worth the money. Guess what else I learned?

READ ALSO: Ways to Work Out When You Don’t Have Time to Hit the Gym

I learned about a thing called sports recovery boots. Sounds made up, right? I thought so too but hey, I love cute shoes and I was sold. When I think of after sports shoes, I think of the Adidas soccer slides we all wore back in the day after soccer games. But those are not the sports recovery shoes that I am referring to in this post.

Recently, I was gifted a pair of Telic Après Ski sports recovery boots. When I saw them, I thought they were super cute and what could it hurt to try them out. They came on Saturday night. We’d just spent 7 days walking 20000 steps daily around Walt Disney World. My feet were sore and in desperate need of some relief.

Telic Après Ski recovery boots

Since breaking my leg, most of my day’s end with a limp. I work with preschoolers all day and they like to pull and climb on you so it’s inevitable that my legs are sore each night. Today, I wore my Telic Après Ski recovery boots to work (I told you they were cute) and for the first time in 4 years, I was not limping at the end of the day. It was kind of a big deal for me.

READ ALSO: How I Broke My Leg in the Middle of My Sister’s Wedding

I wish I could say that I was exaggerating and every night I don’t walk like a pirate but it’s all true. Every night since September 2015, I’ve walked like a pirate. It’s my new normal. But not tonight and if I’m being honest, I almost cried because I was so happy. I never thought any shoes, other than a pair of Louboutin’s, could make me weep with joy but these comfortable, beautiful recovery boots did.

Let me tell you about the Après Ski recovery boot. Firstly, it’s not just for after you ski, as the name would imply. It’s for after any sport. If we’re being really honest, it’s pretty great for everyday wear.

Telic Après Ski recovery boots

Telic is known for its award-winning comfort. The Après Ski recovery boot is also:

  • Insulated & Water Resistant
  • Traction Control Out-sole
  • Pillow-Soft Comfort
  • Lightweight Stability
  • Athlete Approved
  • Dr. Recommended

100% all true and I can attest to it because I’ve worn them every day since I got them, in the mornings after working out during drop off but not until today did I wear them for my entire work day and they impressed me. Actually, they blew my mind. I don’t know that I really believed anything could really work, especially with my foot and leg issues from the break but these did.

READ ALSO: Never Ask a Disabled Person if They’ll Return to Normal

You can enjoy Telic’s award-winning comfort year-round. They are designed to be worn by athletes to help relax and rejuvenate after training and competition, this recovery series incorporates Telic’s Novlaon Footstrike Technology and offers a soft supportive comfortable fit and feel for year-round Telic comfort.

What does that mean for you?

It means that this really cute pair of boots are comfortable and really do help you recover. TO be honest, the fact that my leg didn’t hurt after work today is enough to convince me to wear these shoes every day of the year but in addition to that, I got so many compliments on the look of the shoe. If I had my way, I’d gift a pair to every teacher in my school because they are absolutely that cute and comfortable.

If you’re an athlete looking for a fantastic recovery shoe or someone who spends long hours on their feet and needs extreme comfort without sacrificing fashion, I would strongly suggest giving Telic’s Apres Ski recovery boots a try for yourself.  FYI, it also comes in a recovery shoe if boots are not your jam. Those are next on my list.

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fashion, make-up. beauty, pro style tips, pro fashion tips

Fashion has never been an easy field for normal people to master. I love fashion but I feel that it’s very personal. My own personal style is all over the place. I don’t like to be boxed in or labeled in life and certainly not in my fashion choices. My outfits really depend on where I’m going, what I’m doing and, yes, how I’m feeling.

There are professionals who dedicate their entire lives to knowing what to wear and how to dress different body types, sizes and shapes. More than that, they know how to dress different personalities to feel empowered and comfortable in their own skin, turning heads while doing it. That’s not just a skill, that’s an art form. One that I’d like some guidance and appreciation for.

READ ALSO: Fall Beauty Tricks

Obviously, we don’t all have time to focus all of our energy on knowing the ins and outs of fashion and make-up. While I do love playing with both. My God people, I’ve got kids and a job and working out and cooking and cleaning to do. Let’s be honest, I want to live my life. I don’t want to overthink the little things like what I’m wearing. Thank goodness for professionals. While it wouldn’t hurt if we all knew the basics of fashion and what looks good and fits best for our body, we can do better for ourselves, especially with a little professional help.

Here are some Fashion and Style Tips from the Pros online

Makeup

Makeup is one of the hardest parts of a beauty routine. It can be very easy to do things that make you look out of place or a little bit strange, and a lot of people put huge amounts of time into getting their make-up look just right. Nobody wants to look like a clown. One of the most crucial elements of this is the colors and shades you choose. Natural looks are easier to achieve than those designed to make you stand out. With this in mind, you should be choosing options that match your skin tone, while also complementing the color of your eyes and hair. This will put you on the right track with your makeup and is a method used by makeup artists all over the world to get the right look for their clients.

READ ALSO: How to have a Quality Fashion Wardrobe on a Budget

Of course, makeup is more complicated than buying the best products. You have to know how to put it on. Applying make-up can be challenging and this is where most people stumble the hardest. Thankfully, there are a lot of guides around the web that can help you with this. How to contour and highlight? Bottom line is that you can do amazing things with make-up with some simple research on the web and lots and lots of practice. Believe me, my girls can contour and do eyebrows like a boss just from watching hours of Youtube Beauty Vloggers.

Colors

Know your colors. Color is the next challenge you’re going to come up against, with the hues and shades of your garments, accessories, and makeup all working together to form a unified look. Everyone will have their own preferences when it comes to color, and it makes sense that you would want to wear your favorites.

READ ALSO: Tarte Sugar Rush Collection is Adorable and Affordable

There are lots of things to consider that can factor into this equation like the color of your hair, eyes, and skin playing important roles. If you like bright colors but struggle to pull them off because of the tone of your skin, for example, it could be worth looking for ways to incorporate them as accents, rather than the main parts of each outfit. There are loads of guides around the web which can help you to choose the right colors for your clothing.

fashion, make-up. beauty, pro style tips, pro fashion tips

Keep It Simple

It’s easy to find yourself layering up beyond reason when you’re struggling to figure out a style that works for you, and a lot of people overdo it with their clothing. Nothing speaks louder than something simple, though, and this gives you an excellent route to go down when deciding on your styles. For example, if you’re able to find a dress or blouse you really like, you should use your other pieces to draw attention to the main garment. Simple necklaces will draw people’s eyes to the neckline while surrounding a skirt with basic shoes and a shirt will make people notice the skirt most of all.

Let History Guide You

People have been putting a lot of time and effort into fashion for a very long time. In fact, in some countries, this has become a source of national pride, and there is a rich history when it comes to the clothing people choose to wear. You can use the past as a resource, giving you the chance to draw inspiration from those who have dedicated their lives to fashion. Vintage and retro clothing is always popular and is a great way to create a unique, timeless look.

READ ALSO: Why Primark is the Best Place to Shop with Teenagers

These are just a few tips I’ve gathered from researching the web and years of being a woman in the world. The bottom line, do what makes you feel beautiful. Don’t worry about trends or what other people think, if it feels good on your body and it fits, wear it. The only person whose opinion accounts is your own.

What’s your best fashion and beauty tip for busy women who want to look and feel beautiful but not spend all day worrying about it?

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fashion, make-up. beauty, pro style tips, pro fashion tips, fall style tips

With each new season comes the innate desire to change the way we look. Changing weather feels like a time for a style rebirth. Changing your fashion style can lift your spirits and even change your perspective.

This fall there are so many cool trends that I can’t wait to try. Animal prints are in. Platforms are back. Pointy flats are back in style and so are tiered dresses, pleated skirts, feminine prints and cuts and, my favorite color,  Kelly green. So many fun trends, so little time.

READ ALSO: How to Teach Teenage Girls to Put on Make-Up

But it’s not just about what’s hot. There are things you can do to update your wardrobe and look without spending a small fortune on clothes and shoes. Though, that can be fun too. Below, you’ll find some fall style tips that will transform your look in no time – time a look and see what you can do!

fashion, make-up. beauty, pro style tips, pro fashion tips, fall style tips

Fall Style Tips That Will Transform Your Look

Get A Brand New Haircut

Why not do something that will make changing your look so much easier and get a brand new haircut? The great thing about getting a new haircut is that it’ll make any look you’ve previously worn completely different. You could have a bob, get a fringe, or both if you’re feeling brave. Try something new and you’ll see for yourself how simple this one is.

Try A New Makeup Look

If you tend to wear the same makeup time and time again, why not wear a new makeup look that’s perfect for fall? You could try a new lipstick shade, or even try a new eye look with a new shade of shadow or some liner. If you don’t usually wear feline flicks on your eyes, for instance, you could try it and see what you think. Great colors to wear on your eyes for fall include shades of orange, copper, red, brown, and even shades like purple! If you want to try something extra daring, try orange and purple together.

READ ALSO: How to have a Quality Fashion Wardrobe on a Budget

Switch Up Your Color Palette

If you tend to wear the same color palette all the time, switch things up this fall. For example, neutral wardrobes are easier to funk up with a bit of color. Black, beige, and other neutral shades can easily be matched with pops of color. However, this doesn’t mean you can’t do something new and exciting if you already wear color. If you do, try contrasting colors for something new and exciting. Have a signature color for fall that you don’t usually wear!

Add Some New Accessories 

New accessories can make outfits we’ve already worn look brand new. Try a new belt, some layered necklaces, or even a hat from a unique boutique. See if you can put together a collection of amazing accessories so that you can always try something new.

Stop Buying Into Fast Fashion

Fast fashion is usually cheap, and even if it’s not, that doesn’t mean it will last. Fast fashion is terrible for the environment, as more often than not it is only worn a few times and then ends up in a landfill. You’ll be doing yourself and the planet a huge favor by staying away from high street stores! Instead, don’t be afraid to spend a little more on high-quality items. You could even thrift and buy vintage pieces for something unique that is so much better for the environment.

READ ALSO: Is Green Fashion the Future?

Find Ways To Make Your Summer Pieces Work For Fall

See if you can find ways of making your summer pieces work for the fall months. For example, you could layer up a summer dress with a cardigan or jumper and some thick tights or boots. If you get creative it should be really easy to do this!

Try Out Oversized Pieces

Oversized pieces always look cool and can add a little grunge to any look. You could wear oversized shirts, for instance, or even oversized trousers. If you’re worried about looking shapeless, make sure you pair the oversized piece with another piece that is more figure-hugging.

Invest In An Amazing Pair Of Boots

An amazing pair of boots will always come in handy during fall. You can wear them with tights and dresses, jeans, and just about anything else you’re thinking of wearing. Make sure they are comfortable, that they fit well even with thicker socks on, and that they will match the majority of your wardrobe. You should know that you’re going to get plenty of wear out of them.

Find A Muse

If you’re unsure of where to go with your look, find a style muse. Even just check out Pinterest and see what crops up on there. You can make a mood board or a collage of the pieces and styles that appeal to you and then change up your look and wardrobe based on that. This doesn’t mean you should just go and blatantly copy somebody else’s style – that’s boring. Instead, take pieces from different looks and styles that you like and have fun with them.

READ ALSO: Fashion and Style Tips from Pros

Add Some Glasses

Glasses almost always make an outfit look better. Both sunglasses and regular glasses can be used to create an edgier, more layered look that everybody will love. Don’t be afraid to experiment with different styles – those little half-moon glasses might seem pointless, but they can add a super fun 90s vibe to a look!

Learn How To Layer 

Make sure you learn how to layer different pieces so that you’re prepared for anything. Wearing your favorite short-sleeved shirt under a jumper with the collar showing through, for example, is a great way to layer and can look really cool. Layering adds lots of texture and can give a unique look to just about anybody. You’ll probably also eliminate the need to buy lots of brand new clothes.

Define Your Style

What do you want your style to be this fall? How do you want your look to be different? Make sure you define your style and you shouldn’t have a problem when shopping or putting different pieces together. See if you can find 3 or 4 words that you would like to describe your style, and then keep these in mind when dressing or shopping. If the look doesn’t align with the words you have chosen, forget about the piece. There may be exceptions to the rule, but in general, doing this will allow you to ensure all of your outfit choices and pieces are in keeping with how you want to present yourself. You won’t have a strange mismatch of styles, either!

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Primark Boston, Why Primark is best place to shop with teenagers, teen fashion, budget friendly fashion

Do you live near a Primark? Me neither. But I do frequent Primark Boston when I’m in town each summer. What is Primark? It’s an Irish fast fashion retailer headquartered in Dublin, Ireland but is now the fastest growing retailer in the United Staes. We’re talking Depeche Mode at its finest if you ask me. But why do I think that Primark is the best place to shop with teenagers?

What does that mean? I think the about us page says it all…

Adored by fashion fans and value seekers alike Primark is widely established as the destination store for keeping up with the latest looks without breaking the bank.

Primark is an international retailer based out of Europe that offers the latest fashion, beauty and homeware trends at the best value on the high street. Simply put, amazing fashion at amazing prices. Don’t walk in there expecting Nordstrom quality but you won’t be paying Nordstrom prices either. In no way am I saying that the products are of bad quality. I am a big fan and my daughters are even bigger fans.

READ ALSO: Best Things to Do in Boston with Teenagers and Tweenagers

All this to say, I love Primark. My daughters love Primark. Why? Because I can get them trendy clothes at a great price and good quality. But budget-friendly enough that I’m not going to get upset when they outgrow pieces or it goes out of style because we all know that trends change faster than a teenager’s mood these days.

Primark Boston, Why Primark is best place to shop with teenagers, teen fashion, budget friendly fashion

Not convinced that Primark is for you?

Let me give you 5 reasons that Primark is the best place to shop with teenagers.

Primark Boston, Why Primark is best place to shop with teenagers, teen fashion, budget friendly fashion

Primark has all different trends available.

Not into crop tops? Hate denim? Love denim? Love rompers? Prefer long dresses? No, more of a mini dress connoisseur? Maybe you love Harry Potter t-shirts? Or maybe Disney is more your speed? Perhaps you want to look a little more mature with some chic professional tops and blazers? No matter what you need, Primark has got you covered.

Primark Boston, Why Primark is best place to shop with teenagers, teen fashion, budget friendly fashion

Primark has constantly changing inventory.

Didn’t find anything you liked today? I’m calling bullsh*t because I never leave that place without finding something but if you did, come back tomorrow, there will probably be some new inventory. Awesome if you didn’t find anything yesterday but not fun if you found the perfect jeans and now you want 12 more pairs. Best to buy it when you see it. They don’t call it fast fashion just because.

Primark Boston, Why Primark is best place to shop with teenagers, teen fashion, budget friendly fashion

Try it Before You Buy It.

No, I don’t mean you can rent the runway at Primark but it sure is easier and more cost effective to buy that Zimmermann dupe before buying an actual Zimmerman piece with a much higher price tag. BTW, I love everything Zimmermann and if I could afford it, I’d have it all.

Primark Boston, Why Primark is best place to shop with teenagers, teen fashion, budget friendly fashion

Primark has Cute Clothes that you won’t find everywhere else.

Well, at least you won’t find these pieces at your local Target or Kohls. I feel like the pieces are more fashion-forward than some other staples. For example, I saw lots of pastel flower patterns, cotton eyelet dresses and paper bag pants and shorts on the runway this spring but I’m not seeing those in the stores, at least not here in the Midwest. I love that we can get cute clothes and won’t see everyone else in town wearing them.

Primark Boston, Why Primark is best place to shop with teenagers, teen fashion, budget friendly fashion

Primark is budget friendly.

I will post my last haul below. I spent around $150 between 2 trips. At any other store, I would have only gotten a fraction of the items and I can guarantee that I wouldn’t have had the selection of sizes and variety.

Still not convinced that Primark is for you and your family?

READ ALSO: How to have a High Fashion Wardrobe on a Budget   

Primark Boston, Why Primark is best place to shop with teenagers, teen fashion, budget friendly fashion

This is what $150 got me at Primark:

3 pairs of culottes $12 per pair

1 pair of awesome fit, high-waist, skinny, raw edge jeans $24 (*Best jeans ever).

2 Flutter sleeved, cotton eyelet blouses $17 each

1 adorable pair of Aladdin lounge pants $11

Primark Boston, Why Primark is best place to shop with teenagers, teen fashion, budget friendly fashion

1 pack of Harry Potter socks (the softest socks I’ve ever owned) $2 ( on sale)

Cropped blouse with arrows on it $5 (on sale)

6 pairs of lightweight lounge shorts $4 per pair

1 lightweight festival dress $17

Primark Boston, Why Primark is best place to shop with teenagers, teen fashion, budget friendly fashion

I don’t know about you but that’s a steal because that’s what I normally pay for one blouse/dress at Free People. And yes, I do love Free People and I mostly, shop the FP sales at Macy’s but still I could never get this many pieces for this price, not even at Target. With Primark Boston we don’t even have to worry about what to pack for our trips to Boston because we know we’ll be buying plenty.

Did I mention that the girls got so many cute and trendy outfits? They are like little kids in a candy shop every time we hit Primark. Maybe I should change the saying to like teenagers in Primark Boston. Every time we visit Boston, this is the first place the girls want to hit. In fact, hotel distance from Primark may even be a factor when we travel. Shhh, don’t tell the Big Guy.

Primark Boston, Why Primark is best place to shop with teenagers, teen fashion, budget friendly fashion

Have you ever shopped at Primark Boston? Or any Primark? What do you think of it?

Are you a Primark devotee or can you take it or leave it?

We’re obviously obsessed.

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Tarte, Sugar Rush, Tarte Cosmetics, Best Cosmetics for Teens, Best cosmetics for Generation Z

Earlier this spring my favorite cosmetics company, Tarte, launched a brand new sister brand called Sugar Rush. You may be wondering why I care. I’m already devoted to Tarte but as in all things, there is always room for improvement. I’m not just looking at cosmetics for me anymore, after all, I am raising two young ladies. I’ve got a tween and a teen who want nothing more than to raid my makeup drawers.

Disclosure: I was provided some products in the Sugar Rush collection by Tarte but all opinions are my own.

The thing is it’s always been my belief that makeup isn’t necessary for girls that young because they are so absolutely beautiful, as is. Ah, remember when your pores were that small? Remember when you looked that rested? Oh and let’s not forget about the creaseless, voluptuous faces of the youth. But, I remember even then wanting to use makeup as a creative way to express myself and I know that’s what our young girls want to do too.

READ ALSO: How to Teach Teen Girls to Put on Make Up

Tarte’s Sugar Rush is made especially for Generation Z. The packaging is cute and fun, like the girls using it. However, it’s vegan and cruelty-free which makes me feel better about spending my money on it and allowing my girls to use it.

Tarte, Sugar Rush, Tarte Cosmetics, Best Cosmetics for Teens

Did I mention everything in the Tarte Sugar Rush collection is under $30?

The thing is that it’s make-up and skin care made with good-for-you ingredients. Even though it comes in super cute packaging and is perfect for your favorite Generation Z girl, the quality is just as good as what you’ve come to expect from Tarte over the last 20 years.

Can you even believe that Tarte has been around for 20 years? Tarte has always been committed to cruelty-free cosmetics so what better way to celebrate their 20th anniversary than by evolving the brand with the launch of Sugar Rush.

READ ALSO: The Parents Guide to Teen Slang

This colorful new collection uses quality ingredients to create long-lasting wear, skin-loving formulas with recyclable packaging that aesthetically pops. Everything in the collection is cruelty-free, vegan, naturally derived, dermatologist-tested and hypoallergenic which is perfect for my girl with sensitive skin!

READ ALSO: Tips for Raising Teenage Girls

The collection offers a nice variety of skin-care and makeup picks including two eye shadow palettes, lip products and facial products. Sugar Rush also has a few cute skin-care and brush sets and sweet, summertime scents that conjure up memories of the beach.

Sugar Rush may be “powered by glitter and good vibes” but it’s also backed by the high quality and reputation of Tarte. My girls are in love with the collection and so am I.

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I can’t get enough of the Sugar Rush vacay day rollerball and Sugar Spritz body spray. Bella is loving the cake butter whipped body butter and Sugar Rush sweet slice eye and cheek palette. Gabs can’t get enough of the Couple Goals double-ended lip gloss, squeezy clean face wash and star factor cleansing face brush.

Overall, we love Tarte’s Sugar Rush collection and, more importantly, I feel good about letting my girls put it on their face.

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Things to do in Banff with Teenagers, traveling with teens, travel Tuesday, Banff, Alberta, visit Canada, Visit Alberta, Things to do in Banff with Teenagers and tweens, family travel

Earth Day is one of my favorite days of the year because it’s a great reminder to take a moment and be thankful for the planet we live on. I know, it sounds super crunchy but it’s like realizing that you should be thankful for your body for all that it does for you, instead of complaining that it doesn’t look like everyone else’s. I’m always looking for awesome Earth Day tips for raising environmentally aware kids.

Aside from raising your children to be good human beings (which should be first and foremost every parent’s goal) and showing them how to commit random acts of kindness in the world, we have to teach them the importance of taking care of our planet. We have to make it clear that the earth provides for us; food, water, air and everything else we need to survive and thrive in the universe. We need to take care of it in return. Like any good functional relationship, it takes two and lots of respect and reciprocity.

READ ALSO: 10 Steps for being Environmentally Aware

Kids understand so much more, at much younger ages than we often give them credit for. They can understand concepts like climate change, endangered species and overflowing landfills better than some of their adult counterparts. Showing them the way could motivate them to adopt Earth-friendly behavior. Encourage them with your own actions.

You should be having Earth Day conversations with children as young as preschool-aged about why taking care of the planet is such a good idea. The more you talk with your kids, the more they’ll understand but don’t dumb it down too much. Talk in age-appropriate explanations.

READ ALSO: Beach Bag Must-Haves

  • Use Analogies: Wasting the Earth’s resources too quickly is like spending all your piggy bank money before allowance day.
  • Outline Causal Relationships: If you throw trash down a storm drain, it can make ocean animals sick.
  • Define New Vocabulary Terms: Like “biodegradable,” or “renewable energy.”
  • Make Connections to Prior Knowledge: Just like plants use sunlight to make food, solar panels use it to make electricity.

Show your child how important the environment is to everyone around you. But you have to do more than just show them on Earth Day. For eco-friendly behavior to truly become second nature to our kids, it helps if it is done daily, rewarding and fun.

Here are Earth Day Tips for Raising Environmentally Aware Kids

  1. Recycling: Cut bottle, can and paper slot shapes into your bin lids to make sorting recyclables a fun family game. You can even sing a song while you sort.  And if you take your collected items to a recycling center, consider sharing the redemption money with your kids for an added incentive.
  2. Transportation: Look for chances to reduce emissions (and your stress levels) by taking car-free trips whenever you can. Biking, walking and riding public transportation can give your family some exercise and make traveling a lot more fun, too. City dwellers should find this easy, but even if you live out in the suburbs, we bet you have a park, restaurant or friend’s house within pedaling distance.
  3. Reducing Waste: Help your kids look forward to saving electricity by having one fun candlelight dinner every week. Or encourage them to use less water by timing who can take the fastest shower (while still coming out smelling clean, of course)!
  4. Water: Use only the water you need, and reuse when possible.
    Rain barrels can be used to collect rain and then you can use it to water a family garden.
    Bathe together. Put the kids in the tub together. Shower with your kids or your husband. It saves water, creates memories and nurtures the bond between siblings Dispose of solid and liquid wastes and medications safely.
    Take advantage of medication take-back programs or household hazardous waste collection programs that accept medications, pharmaceuticals, oil, paint and other liquid wastes.
  5. Pass on gas! For example, take public transportation, carpool, plan your day to reduce trips and vehicle emissions.
  6. Make sure your home’s air is healthy, learn about indoor air pollutants from indoor energy use and toxins.
  7. Plant a tree. Or plant many trees! Plant a garden. Plant a vegetable garden.
  8. Prevent additional air pollution by finding alternatives to burning your waste.
  9. Use pesticides safely! Reduce or eliminate where possible.
  10. Learn about composting, try it out!
  11. Reducing yard waste by recycling yard trimmings into free fertilizer.
  12. Learn about the native species and the negative effects of non-native plants and animals in the environment. Plant native species in your gardens, encourage important pollinators such as bees and birds by planting gardens full of their favorite plants. Join a team in your community that removes non-native species.
  13. Save energy at home Choose energy-saving appliances if they’re available. Look for Energy Star!
  14. Hang dry your clothes. This is one of my favorite things to do.
  15. Go renewable! Create your own power from the wind, the sun, water, or biofuels.
  16. Find alternate ways to reduce the use of diesel and other fuels for transportation, production and energy.
  17. Upcycle! Take something that is disposable and transforms it into something of greater use and value.
  18. Recycle metals, plastics and paper
  19. E-cycle Recycle and/or properly dispose of electronic waste such as computers and other gadgets
  20. Don’t litter! Properly dispose of trash and waste

 

Earth Day, Earth Day 2019, Earth Day tips for how to raise envirnmentally aware, Things to do in Banff with Teenagers, traveling with teens, travel Tuesday, Banff, Alberta, visit Canada, Visit Alberta, Things to do in Banff with Teenagers and tweens, family travel

The best thing you can do is simply the act of getting your kids outdoors; no matter the ages. In our high tech world, kids spend a lot more time indoors looking at screens. I’m not judging. I’m stating a fact. We all do it but we need to actively get our kids moving outside, for their health and the health of the planet.

One amazing experience in the great outdoors is worth a thousand nature lectures. Children who have an immersive experience in nature between the ages of 5 and 10, tend to care more about the environment. There is also a greater likelihood that they will actively work to preserve the important life-giving aspects of the environment as adults.

READ ALSO: Tips to Keep Your Kids Healthy

Rather than teaching our Earth Day tips about sustainability, give your kids a nature experience that will instill them with an environmental ethic that will inspire them to develop their own dedication to sustainability.

We’ll be spending this beautiful Earth Day outside, as we always do, watching our girl play soccer, going for a nature walk and playing in the backyard. There is something about getting outside, breathing in the fresh air and playing that truly inspires my family. Nature is like my church.  I feel most at peace just being still and taking in the wonder and beauty that is outside.

What are your best Earth Day tips for raising environmentally aware kids?

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Gucci sunglasses, gucci women sunglasses,gucci for women , gucci for men, fashion for moms, designer wardrobe on a budget, prada, dior, louboutin, chanel

Do you love brand name and designer clothing, accessories and shoes? Be honest, do you want them because you genuinely love them or is it more of a status symbol, like in middle school? Hey, I’m not belittling your “why”, I’m just asking. If we’re telling truths, and I usually am, brands matter to me. I don’t choose a product because you’ve slapped a fancy name like Versace, Prada, Dior or Gucci on it. But I do love these brands.

I don’t like it because my favorite celebrities rock it or some rapper is singing about it. BTW, no child should be rocking Gucci on the regular, though I was completely fine with mine rocking Burberry. Hey, a woman’s got to have her limits. The point is I like the quality behind the label. If you know me, you’ve probably heard me say, “I’d rather pay $200 or even $500 for a pair of jeans that I’ll wear every day than $50 for a pair that I’ll never wear because then I threw $50 in the trash.”

This is how I came to know the answer to the question, ” Are Gucci sunglasses worth the price tag?”

For me, the answer didn’t come right away. I love big, beautiful sunglasses. I collect them. They protect my eyes from the sun and they protect my face from wrinkles. I’ve been rocking giant sunnies since before it was cool to do so. But other than a pair of Oakly sunglasses the Big Guy bought me back when we first started dating, I’ve never owned or paid more than $75 for sunglasses.

READ ALSO: How to Have a Designer Wardrobe on a Mom Budget

Once I became a mom, forget about it. For one, babies like to pull sunglasses off your face to see their mommy and throw those suckers to the ground. I can’t tell you how many pairs of beloved sunglasses were throw to the pavement and scratched beyond repair. Sure, I tried to wear them but they were essentially making my blind. I resigned myself to the fact that I couldn’t have nice things (unless it was jewelry, bags or shoes) and there started my tenure as queen of the under $25 sunglasses. I just couldn’t risk it.

 

Gucci sunglasses, gucci women sunglasses,gucci for women , gucci for men, fashion for moms, designer wardrobe on a budget, prada, dior, louboutin, chanel

But are Gucci sunglasses for women worth the price tag?

Once again, the Big Guy gifted me my first pair of Gucci sunglasses for our anniversary last year. He knew I needed new sunglasses and he knew I liked them big and beautiful and he is sort of a sunglasses for men connoisseur himself so he got them for me. It surprised me because I totally wasn’t expecting them but really wanted them. I just can’t make myself spend $300 + dollars on Gucci sunglasses ( or any other women sunglasses for that matter). Buying for others is not an issue but for myself, I need a steep markdown (because there is always something else that I can be spend the money on). It’e the mom guilt. We don’t allow ourselves these little pleasures.

READ ALSO: How to Teach Teenage Girls to Put on Makeup

I love third markdown designer everything. There is some sort of satisfaction that comes from knowing you got a quality ( not irregular or last season) piece of clothing, shoes, accessories or handbags for a reduced price. Fortunately, the Big Guy is not as frugal as I am. That’s how I got these amazing sunglasses.

Gucci sunglasses, gucci women sunglasses,gucci for women , gucci for men, fashion for moms, designer wardrobe on a budget, prada, dior, louboutin, chanel

Yes, Gucci Sunglasses are worth the price tag!

But why, Debi? Why are Gucci women sunglasses worth the price tag? Why would anyone pay $300 + dollars for women sunglasses, men sunglasses or Gucci sunglasses when that could pay for 2 weeks of groceries? Because, you can’t get the groceries if you can’t see to drive to the grocery store. You can wreck when you are being blinded by the sun. You will get wrinkles if you try to squint through life while looking into the sun. Guess what costs more than $300? BOTOX!

You’re shaking your head and thinking to yourself, how wasteful to spend that kind of money for sunglasses. I would have agreed with you 2 weeks ago but then one morning I drove home from dropping the kids off at school and I looked directly into the sun…like Wonder Woman and I was unaffected. Nobody was blinded. I did not squint or swerve. I looked directly in the direction I needed to without any squinting or wincing. Looking life right in the eyes is empowering and that is priceless.

READ ALSO: Why Mom Guilt is Useless

While I never would have bought them for myself and I hardly even wore them for months because it felt embarrassing to be so opulent in my every day life. Just like I feel like a jerk every time I carry the Louis Vuitton the Big Guy me a few years ago for an anniversary. Then it hit me. I deserve nice things. And it’s only wasteful if I don’t use these things. If I wear my Gucci sunglasses every day, for drop offs and picks ups to school and ballet; in yoga pants and cocktail dresses, then I’ve used them $300 worth and so I am.

So, yes Gucci sunglasses are worth the price tag because I’m worthy of nice things and so are you. Buy the Gucci, buy the Louis, buy the Louboutins and the Chanel….just make sure that you have the money to buy the groceries too.

What is your favorite designer brand piece of fashion that you own or have dreamed of owning? Why and what makes it special to you? Now, go treat yo self!

 

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